build their credit access and profile better loan prices

build their credit access and profile better loan prices

Once you sign up for an Oakam loan, you’re not merely creating a brighter economic future on your own, you’ll be section of a like-minded community that is increasing use of affordable credit for several

Every time we help individuals because they achieve their cash objectives, build their credit profile and access better loan prices. During the time that is same simply by using our mobile application to settle on time, Oakam clients are changing the financing industry, making credit less costly and much more available for everybody.

Join our community of 150,000+ clients.

Brand New client? Begin with a loan from ВЈ100 to ВЈ800 today. Fast turnaround without any fees that are late

279% fixed yearly interest rate (1427% APR representative)pare Oakam along with other loan providers here.

Existing clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with your Big Plus loan.

  • Access cheaper pricing as time passes and boost your credit history
  • Quickly graduate to prices less than numerous bank cards
  • Borrow as much as ВЈ5,000 while you grow your credit profile
  • No setup costs. No late or very early payment charges

susceptible to terms

Apply with full confidence

Fill our protected application that is online get a choice in mins. No setup costs, no belated costs with no early payment costs.

Begin your Oakam journey

Place your loan to work well with the Oakam software, increase your credit score with time and grow your option to a brighter future that is financial.

Tailor your loan

Access lower prices and larger quantities as you repay your loan. Borrow as much as ВЈ5,000 in the long run. Get more information

Join the 150,000+ customers that trust us

We’re more than simply a money loan provider: we’re on an objective to create credit that is accessible truth for several.

Install our mobile application

The Oakam mobile software will permit you to apply along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding balance
  • Visit your repayment that is next time
  • Review your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your tale if you’re on advantages, have credit that is bad or simply found its way to the united kingdom. We’ve made it our objective to split down economic barriers and increase access for several.

No house visits – ever!

Money is a personal matter and we keep it in that way. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you may always achieve us online or over the telephone.

No hidden shocks

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge late costs and there’s no cost connected with repaying early.

Your connection up to a brighter future that is financial

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of assisting you to create your credit profile in the long run.

Manage the Oakam app to your loan

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new loans in the long term.


Oakam provides simple and easy financial solutions for individuals who find it hard to borrow from banking institutions. You can expect accountable usage of credit and so are specialized in serving our clients with respect.

Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. In the same time, making use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit more affordable and much more available for all.

How exactly does it work?

It’s simple! You are able to use on our site, or via our mobile application. The application could be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os products. In the event your application is authorized, the money may be delivered to your money from the same day. Many candidates that are successful their loans within a few hours to be authorized.

Susceptible to status. Regarding the application, we’ll ask you for the income that is monthly and in information, to be able to make sure it is possible to pay for the month-to-month repayments within the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we usually do not solely base our decision on your credit rating. At Oakam we recognize that life does not constantly get as prepared. We realize you will probably have run into financial hardships in past times so that as a consequence, you might have an unhealthy credit rating. Unlike other loan providers though, Oakam will not immediately blacklist you have actually missed repayments. Your credit rating and affordability assessment assist us understand your situation that is current when assess the job for the loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I will be not used to great britain. Can Oakam assist me with that loan?

Yes. We ask you were a resident in the united kingdom for at the least half a year before you apply for a financial loan with us. All loans are susceptible to affordability checks as well as your monetary status. We welcome new clients each and every day and, because our online application procedure is completely automatic, you are able to use once you have to, seven days per week. All our loans are at the mercy of your economic status.

Exactly what does APR suggest?

APR represents Annual Percentage Rate.

The APR is a measure that is standard across all credit items to simply help customers compare the expense of loans. Since the APR reflects the yearly price of fee for a financial loan, it’s not constantly a measure that is easy comprehend when you compare loans of different lengths.

The APR is, correctly, a successful contrast device for comparable items, but additionally into the APR, we constantly explain to you the sum total price of financing additionally the individual instalments, in other words. what you should pay off in complete. We think these records offers you a fuller image of the expenses of y our loans and really should help you create the best decision whether certainly one of our loans is suitable for you personally.

I’m self-employed. Can I have that loan?

Yes, at the mercy of your economic status.

Am I able to have joint application with my partner?

No. We just provide to people therefore we usually do not accept applications that are joint.

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